Chase Bill Pay Check Not Cashed

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Aug 23, 2021 · Yes, Chase withdraws the money on the date the check is issued.LL said they didn’t receive my May rent check. It was sent via Chase bill pay on 4/13 (and Chase Bill Pay switched from 1 day electronic to 5 day paper check? : r/CreditCardsChase’ Bill Pay Functionality QuestionMore results from www.reddit.com

https://www.reddit.com/r/personalfinance/comments/paapgz/chase_cant_tell_whether_or_not_a_bill_pay_check/

What Happens to a Chase Bill Pay Check That’s Not Cashed?

If you’ve ever sent an electronic bill payment and then forgotten about it, you may be wondering what happens if the payee doesn’t cash the check. The good news is that the check will eventually expire and the funds will be returned to your account.

Here’s what happens to a Chase bill pay check that’s not cashed:

  1. The check will expire after 90 days. This is the standard expiration date for all checks, regardless of the issuer.
  2. The funds will be returned to your account. Once the check expires, the funds will be automatically returned to your checking account.
  3. You will receive a notification from Chase. Chase will send you a notification when the check expires and the funds are returned to your account.

What if the payee cashes the check after it expires?

If the payee cashes the check after it expires, the bank may charge a fee. The fee will vary depending on the bank, but it is typically around $25.

How to avoid having a bill pay check expire

The best way to avoid having a bill pay check expire is to keep track of your payments. You can do this by setting up a reminder system or by using a bill pay service.

If you have any questions about Chase bill pay, you can contact customer service at 1-800-935-9935.

Here are some additional resources that you may find helpful:

FAQ

What happens if bill pay check is never cashed?

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If a person pays a bill by using their checking account “bill pay” that mails a check and the recipient never cashes the check, does the bank ever return the money to their account? Typically, the funds should remain in your account until the check clears.

Can you cancel a Billpay check?

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There are a couple things to consider before you place a stop payment on a check: Payments already in process or completed can’t be stopped. To stop a scheduled payment, you’ll need to submit your request at least three business days before the scheduled payment date.

What happens if you lose a bill pay check?

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Contact Your Bank and Put a Stop Payment on the Check If you suspect a check has been lost or stolen, you first need to contact your bank. If the check hasn’t already been cashed, then you can request that they put a stop payment on it.

How long are bill pay checks good for?

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The Uniform Commercial Code (UCC) is a collection of laws and regulations meant to harmonize the laws of sales and regulations across the U.S. The UCC tells banks that they are under no obligation to accept personal or business checks that are older than 180 days (6 months).

Read More :

https://www.quora.com/What-happens-to-an-electronic-bill-pay-check-that-doesnt-get-cashed-by-the-payee

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