Centra Credit Union Bill Pay

Pay Your Centra Credit Union Loan Effortlessly: A Comprehensive Guide

Are you ready to make a loan payment to Centra Credit Union? Look no further! This comprehensive guide will provide you with all the necessary information and steps to make the process quick and easy.

Direct Links for Easy Access:

• Online Loan Payment: https://paybill.com/consumer/Account/Login%3Fclientid%3DCentraCreditUnion
• Centra Credit Union Loan Payment Information: https://www.centra.org/borrow/make-loan-payment/

Step-by-Step Instructions:

1. Choose Your Preferred Payment Method:

• Online Banking: Register for digital banking to make payments from any account, at Centra or other institutions, with no extra charge. You can also set up automatic payments to avoid missed due dates.
• Debit Card: Visit the online loan payment center to make a payment with your debit card. A $4.95 service charge applies.
• Phone: Call 800-232-3642, option 2, to make a payment over the phone. You’ll need your bank account number, routing number, loan number, and the last four digits of your Social Security number.
• Check: Mail your payment to: Centra Credit Union, Attn: Transaction Processing, Box 789, Columbus, IN 47202.
• In-Person: Visit your nearest Centra location to make a payment.

2. Gather Required Information:

• Loan number
• Bank account or debit card information
• Routing number (for bank account payments)
• Last four digits of your Social Security number (for phone payments)

3. Make Your Payment:

• Online Banking: Log in to digital banking, navigate to the “Make a Loan Payment” section, and follow the instructions.
• Debit Card: Visit the online loan payment center, enter your loan number, and follow the prompts to pay with your debit card.
• Phone: Call 800-232-3642, option 2, and provide the required information to make your payment.
• Check: Write a check payable to Centra Credit Union and mail it to the address provided above.
• In-Person: Visit your local Centra branch with your payment information and loan number.

4. Confirmation and Receipt:

• You will receive a confirmation email or text message after making your payment online or over the phone.
• For check payments, keep a copy of the check for your records.
• In-person payments will be processed immediately, and you will receive a receipt.

5. Payment Processing Time:

• Payments made online or over the phone will be processed immediately.
• Check payments may take several days to process.

6. Additional Tips:

• Set up automatic payments to avoid missed due dates and potential late fees.
• If you need assistance, call 800-232-3642 or visit your nearest Centra location.
• Keep track of your loan payments and payment history for your records.

Frequently Asked Questions:

Q: Are there any fees for making a loan payment through Centra Credit Union?
A: There is no extra charge for making a payment through digital banking. A $4.95 service charge applies for debit card payments.

Q: Can I make a loan payment from an account at another financial institution?
A: Yes, you can register for digital banking to make payments from any account, at Centra or other institutions.

Q: What happens if I miss a loan payment?
A: Late payments may incur late fees and impact your credit score. It’s important to make payments on time to avoid any negative consequences.

Q: How can I update my account information for loan payments?
A: Call 800-232-3642 or visit your nearest Centra location to update your account information.

Remember, making your loan payments on time is crucial for maintaining a good credit history and avoiding potential financial penalties. By following these simple steps and choosing the payment method that suits you best, you can ensure that your loan payments are processed efficiently and without any hassle.